Health Insurance Consultants Inc.

You Have a Choice

Health Insurance Consultants Incorporated realizes you have a choice when it comes to selecting an employee benefits agent to represent you and your employees and we thank you for visiting us. It’s our goal to educate you on employee benefits first and foremost and then provide you with the most innovative and cutting edge ideas for implementing your employee benefits package.

We start by asking appropriate questions and actively listening, and follow-up with customized recommendations and employee education communicated in a way that you and your employees can appreciate. Health Insurance Consultants can help you explore all of your options regarding medical and non-medical carriers, FSA/HRA administrators, HSA providers, benefit design, cost-sharing, premium-funding, enrollment meeting topics and so much more. With proper design and communication, your employee benefits package can help promote wellness and attract and maintain your employees.

Whether your group is self insured or fully insured, large or small, at Health Insurance Consultants we work hard to meet and exceed the needs of you and your employees.

What factors are
driving increases in health care costs?

Increasing prevalence of chronic disease
Unhealthy lifestyles
Increasing life span requiring more care
Technology advances in diagnosis and treatment
“Medical arms race” of facilities expansion
Waste, misuse and fraud

Our Commitment
to our Clients

We Promise:

To return all phone calls and emails within the same business day
Whenever necessary we will act on behalf of you and your employees to resolve any claims and/or service issues you may encounter
To provide mid year plan reviews and plan analysis
Claims and services issues – if we cannot resolve them in the same business day, we will make sure to follow up and let you know when you can expect resolution
To treat you, our client, as if you are the most important client we have
To serve you with the highest standards possible
We will strive to make our relationship with you a long an mutually rewarding one

Our Services:

Online Underwriting
(small group)
Web based enrollment
Employee
Benefit Statements
COBRA Administration
HIPAA Administration
Flex Account Administration
New Hire Orientation
Employee Benefit Meetings
Employee
Communication Pieces
Wellness Program
design and
implementation assistance
Contract Review for
Self Insured Groups
Contract Review for
Fully Insured Groups
Health Reimbursement Account (HRA) implementation
Health Savings Account (HSA) implementation
Employee Surveys
Custom employee benefit websites
Drill down claims analysis

You Have a Choice

What factors are driving increases in health care costs?

Our Commitment to our Clients

Our Services:

What factors are
driving increases in health care costs?

Our Commitment
to our Clients